Claim the Earned Income Tax Credit if you qualify
For tax year 2025: maximum credit $649 with no children, $4,328 with one, $7,152 with two, $8,046 with three or more. Income limits range from $19,104 (single, no children) to $68,675 (married, three or more). Investment income must be $11,950 or less.
What it costs
Time to check the tax year's table, gather your records, and file a federal tax return.
What you get
For tax year 2025, the IRS lists an investment income limit of $11,950 or less. The maximum credit is $649 with no qualifying children, $4,328 with one, $7,152 with two, and $8,046 with three or more.
The maximum adjusted gross income limits for single, head of household, married filing separately, or qualifying surviving spouse filers are $19,104 with zero children, $50,434 with one, $57,310 with two, and $61,555 with three. For married filing jointly, the limits are $26,214, $57,554, $64,430, and $68,675.
Notes
The IRS says the credit amount depends on earned income, filing status, and the number of qualifying children. Check the table for the tax year you are filing before claiming the credit.