Apply for SSI if you are older, blind, or disabled with low income
In 2026, SSI’s maximum monthly payment is $994 for an individual or $1,491 for a couple; resource limits are $2,000 and $3,000.
What it costs
Time and effort to document your income, resources, living situation, age, blindness, or disability and complete the SSA application.
What you get
The maximum monthly SSI payment for 2026 is $994 for an individual and $1,491 for a couple. Your actual payment may be lower based on income, family members’ income, living situation, and other factors.
SSA says resources should not be more than $2,000 for individuals or $3,000 for couples. The 2026 cost-of-living adjustment is 2.8 percent.
Notes
SSI is for people with little or no income and little or no resources who are disabled, blind, or age 65 or older. The SSA amount, eligibility, and COLA pages contain the current figures; state supplements and other rules can affect the payment.