Opt out of prescreened credit offers
You can opt out of prescreened credit and insurance offers for five years or permanently; requests are processed within five days.
Costsfree · a few hours · one habit change
Getssmall freedom benefit
EvidenceA
Last checked
What it costs
Time to use OptOutPrescreen.com or call 1-888-567-8688. The FTC says opting out is free.
What you get
You have two choices: opt out for five years, or opt out permanently by completing and returning the Permanent Opt-Out Election form. The FTC says requests are processed within five days.
Notes
The opt-out stops prescreened offers based on lists from the major credit bureaus. It may take several weeks before offers stop, because some companies may have received your information before the request was processed. It does not stop every unsolicited offer.